Buyers Buyer Articles and Advice The Business Cycle and Buying a Home Recession and Expansion Supply and Demand Should You Try to "Time the Market"? Comparable Sales and Your Offer Price Determining Your Offer Price Comparable Sales in the Public Record Comparable Sales in the Multiple Listing Service Comparable Sales - Pending Transactions Other Factors Influencing Your Offer Price Major Factors Influencing Your Offer Price How Property Condition Affects Your Offer How Home Improvements Affect Your Offer How Market Conditions Affect Your Offer How Seller Motivation Affects Your Offer The Final Decision on Your Offer Price Offering to Purchase Real Estate - The Basics Introduction and Overview Contingencies in a Purchase Offer Earnest Money Deposit The Closing Date Transfer of Possession Writing an Offer - Safeguards Regarding the Property Disclosures from the Seller Condition of the Property Upon Transfer Inspections You Should Require Final Walk-Through Inspection How Financing Affects Your Offer Down Payment Interest Rates Closing Costs and Financing Incentives Seller Financing Cash Offers Other Financing Details in Your Offer Selecting Service Providers You and the Seller Must Agree Escrow and Settlement Title Insurance Termite and Pest Inspection